Essay --

When I was in upper form in secondary school, numbers were a nightmare to me. Additional mathematics was the major reason of this worse thing that could ever happened to me. Until one day, I got offer from MARA Professional College of Beranang to do a Diploma in Accountancy. It is totally a right one as I am able to get pointer 4.0 for every final semester examination. As time passes, I am sure that numbers are major concern but in a positive side now. The most interesting part of doing accounting is the feeling of being able to solve the problems, to get the correct figure and to get the Statement of Financial Position balanced is such a satisfaction for me. My academic achievement have always make me smile and sometimes cry also. For a person who is phobia of numbers, I managed to get excellent result for my final examination. Of course it required a lot of hard works but after all, no pain no gain. Today, I am glad and proud to say that I love accounting. During my college years, I was members of the Students' Representative Council holding the responsibilities of Exco of Arts an...

English Essay

Culture polity, traditions, language, food, costume, belief system, architecture, arts, craft, music, dance, and sports which will be discussed in this article to give you an indication of Fiji’s indigenous community but also the various communities which make up Fiji as a modern culture and living. The indigenous culture is an active and living part of everyday life for the majority of the population. However, it has evolved with the introduction of vibrant and old cultures including Indian, Chinese and European culture, and various cultures from the Pacific neighbors of Fiji; in particular the Tongan and Rotuman cultures. The culture of Fiji, including language, has created a unique communal and national identity. Tradition and hierarchy Fijian indigenous society is very communal, with great importance attached to the family unit, the village, and the vanua (land). [1] A hierarchy of chiefs presides over villages, clans, and tribes. Chiefly positions are hereditary; a deceased chief is invariably followed by a kinsman or kinswoman, though not necessarily his own son or daughter. This reflects Polynesian influence: in most other Melanesian societies, chiefs are appointed on merit. The largest social unit for Fijians is the Yavusa, defined by R. A. Derrick as the â€Å"direct agnate descendants of a single kalou-vu† (deified ancestor). Chiefly succession was from older brother/sister to younger brother/sister, after the death of their father/mother. When the youngest brother/sister died, the eldest son/daughter of the eldest brother/sister became chief. This tradition still influences Fijian society today, though less rigidly: there is more of a tendency nowadays towards primogeniture. [2][3] Each brother/sister in the family then formed his own branch of the yavusa, called the Mataqali. Each mataqali became the custodian of a specific task. A fully developed Yavusa has several mataqali: * Turaga: This mataqali descends from the original ancestor through primogeniture – inheritance of the eldest son in each succeeding generation. The chief of a village is always chosen from the Turaga mataqali. [1][4] * Sauturaga: These are next in rank to the chiefs, support him, and enforce his commands and also have final say in the installation of a Chief[1] * Mata ni vanua: These form the official heralds of the village. They are also in charge of ceremonial functions. [5] * Bete: This was the traditional priestly class. The kalou-vu was believed to speak through the Bete. [1][6] * Bati: This mataqali forms the traditional warrior class. [6] * Dau (skill) and Matai: these are the crafts people and specialized skilled people of the tribe e. g. Dau ni vucu (Poet/choreographer/composer), Dau ni yau (treasurer), Mataisau (carpenter/or Canoe builder)[1] The mataqali are subdivided into Tokatoka, each comprising closely related families. Several mataqali comprise a village, several of which form a yavusa or district. The British colonial rulers amalgamated the districts into Yasana, or Provinces. The districts also form three Matanitu, or Confederacies. These are often said to be agglomerations of provinces, but as the latter were a colonial imposition, the boundaries do not coincide exactly, and the Provinces of Tailevu, Ra, Naitasiri, Lomaiviti and parts of Yasawa and Ba makes the Kubuna Confederacy. This Confederacy in modern Fiji is considered to be the most senior. The other two are Burebasaga (covering the rest of Viti Levu), and Tovata, covering Vanua Levu, Lau archipelago and Rotuma. Despite its isolation and relatively small size, Tovata has been politically dominant since Fiji gained its independence in 1970. Language The official language is English while the national indigenous language is Bauan which is only one of the many dialects that exist in the Fiji Group, each of the fourteen provinces more or less have their own dialect though there is a clear distinction between the dialects of the West, Central and Eastern parts of the country. Other languages spoken in the country are Fiji Hindi, Cantonese, Rotuman, Gilbertese (Rabi Island), and Tuvaluan (Kioa Island). The Fiji Islands are traditionally linked to their island neighbours Rotuma, Tonga and Samoa, and this is evident in the culture and dialects of the Northern and Eastern provinces being Cakaudrove, Bua, Macuata, and Lau. The many dialects spoken in these four provinces consistently use sounds that are heard in Tongan and Samoan, but not so with dialects from the Western and South Western parts of Fiji. The Fijian language uses a Latin alphabet. However, the Fijian alphabet is dissimilar from the English alphabet. Fiji English The existence of many dialects within the Fijian language as well as exposure to the other languages spoken have contributed to many Fiji Islanders being bilingual. For general communication in an informal environment, a very interesting cross use of the languages has developed, resulting in slang now commonly referred to as Fiji English. In formal settings, of course, correct usage is adhered to. Fiji English comprises aspects of Fijian, English and Hindi, which reflects the history and identity of the people of Fiji. Fiji English is non-rhotic. . Cultural arts and social polity In culture, its various crafts and music give it an identity along with it traditional etiquette and varying forms of clothing attire, its unique architecture also tells a story of a culture and its evolution, the following will discuss these aspects of culture in Fiji. Arts and crafts Fiji’s arts and crafts reflect local adaptations of their Polynesian and Melanesian heritage. By tradition, the men’s and women’s crafts are separate. Women’s crafts The village of Na lotu on Kadavu Island is famous for its pottery, the making of which is still governed by strict rituals. Nadroga and Rewa also produce fine pottery. Each region has its own unique style in the making of pottery. Tapa from the Lau Islands in Fiji. The making of Tapa cloth, or (masi), is another craft associated with women. Tapa is made from the bark of the paper mulberry tree and decorated in charcoal with symbolic motifs and various patterns. In modern times, it has become fashionable for a masi to bear the name of the person who made it. Masi are often exchanged as gifts on formal occasions. The island of Vatuelele of the southern coast of Viti Levu is famous for its masi products. Most Fijian mats are made from the leaves of the pandanus tree. The long process of preparation includes scraping and boiling the leaves, and drying them in the sun. There are different mats used for different occasions, and some are made as gifts for formal occasions such as weddings. Most mats are bordered with highly decorative and brightly coloured wool. One well-known Fijian mat is the kuta, made by women in Vanua Levu, particularly Bua. Weaving using various materials was another craft generally mastered by the women but also aspects of weaving were mastered only by the men, various types of weaving practiced were and still are; basket weaving, coconut rope weaving, and coconut leaves weaving. Men’s crafts Carving was practiced by the men; carving would be used for items of practical use and simple shapes and design were used. A lot of effort was put into well adorned weapons and items for the home and ceremony, today carving is practiced for its use in tourism and no longer plays a major role in Fijian society and life except in the case of the Tanoa used from drinking Kava. Drua, the most impressive Fijian canoe. Canoe Building was another art practiced only by the men, canoes were not only the major form of communication, but were important in all aspects of Fijian society, from the gathering of food and transporting of crops to use in presentation ceremonies and they were instrumental in wars and politics which were rife in Fiji. 9] The art of Canoe building was varied across the group and had several different types but of a similar design, the Camakau was a small twin hulled canoe for fishing or small transportation purposes, the most impressive of Canoes in Fiji were that of the Drua. In Fiji’s early history before European involvement, Control of the seaway was a major and decisive objective ; disrupting or cutting off the enemies supply and reinforcements gave great advantage in battle and would ensure victory. Sea battles involving hundreds of canoes were frequent. The canoe, which inspired fear and awe and so often held the balance was the mighty Drua. One of the most elaborate and beautiful artifacts of Oceania, the Drua was a product of considerable group efforts and human sacrifice. Double hulled and of gigantic proportions, the Drua was a masterpiece of design and craftsmanship, requiring total community involvement in its construction and human sacrifice in its launching. 10] Its speed out at sea would be in excess of twenty knots and still remained highly manoeuvrable, it was capable of carrying upward of 150 warriors and took some 6 to 7 years to build and would vary in length from 100 feet to 118 feet and have a mast height of 60 to 70 feet, in the mid-19th century the following accounts were recorded: â€Å"Up went the huge sail, down went the great steering oars, splashing into the sea, and away we shot like a racehorse. Owing to the great rate at which we were going, the sea was like a hissing cauldron on either side of our course, and the vessel, instead of having time to mount over the smaller waves, cut its way through them. † (West, 1869). â€Å"It had a magnificent appearance with its immense sail of white mats; its velocity was almost inconceivable. † (Wilkes, 1840). Ratu Seru Cakobau commanded an impressive fleet which had Several Drua with armed warriors ready for battle the led Canoe was named ‘Rusi I Vanua’ or ‘Cursed is the land’. 11] Much of the art of Canoe building has been lost and only a small few still practice the art on a very small scale as its use in this modern era seems to have lost its place. The craft of Canoe building was traditionally reserved for the male. Performing arts Fijian Rugby Team Performing a Traditional War Dance before their Rugby encounter against Canada. The Meke An indigenous art form is the Meke, which may incorporate the seasea (women’s fan dance) or a meke wesi (men’s spear dance). It is usually a narrative of an important event such as a war, a chiefly installation, or even a scandal. Some mekes are generations old, and form an important part of Fiji’s oral history. In olden times, the meke was considered to be an oracle from the gods, and the Dau ni vucu, or composer, would often go into a trance before a performance. Others are modern, composed for a particular event, much as a poet laureate might write a poem to celebrate an event in a Western country. Each district of Fiji has its own form of meke, performed in the local dialect. Other forms of Polynesian and Melanesian dance art forms exist with most widely known being dances of Rotuma and Tonga. There are also various Indian dances and Chinese dances which are performed at relevant festivals marking important times for these communities which are now a part of Culture in Fiji. Music Music of Old Fiji consisted of various chants which often told a story or preserved information to be passed on from generation to generation, these songs used various traditional instruments. With the introduction of European and Asian cultures music in Fiji has evolved and songs sung in the Fijian vernacular are popular but so also are songs in Indian and English, some local artists mix all three languages and traditional instruments from each culture making for a very interesting musical experience. A distinct Indian sound has evolved in Fiji that some see as influencing modern Indian music and even jazz. Clothing and costume The traditional attire was loin cloths for men and grass skirts for women. Skirts were short for single women, and long for married women, with girls wearing virgin locks before marriage. Most ladies of rank had the lower parts of their bodies decorated with tattoos. Chiefs dressed more elaborately. Modern Fiji’s national dress is the sulu, which resembles a skirt. It is commonly worn by both men and women. One type worn by both men and women is the ‘Sulu va Taga’ pronounced Sulu vah Tanga which is a wrap around piece of rectangular material which is elaborately decorated with patterns and designs of varying styles this is for more casual and informal occasions. Many men, especially in urban areas, also have Sulu va taga which is a tailored sulu and can be tailored as part of their suit. Many will wear a shirt with a western-style collar, tie, and jacket, with a matching Sulu va taga and sandals, this type of sulu can be worn to a semi formal or formal occasion. Even the military uniforms have incorporated the Sulu va taga as part of their ceremonial dress. Women usually wear a multi-layered Tapa cloth on formal occasions. A blouse made of cotton, silk, or satin, of often worn on top. On special occasions, women often wear a tapa sheath across the chest, rather than a blouse. On other occasions, women may be dressed in a chamba, also known as a sulu I ra, a sulu with a specially crafted top. There are many regional variations throughout Fiji. Residents of the village of Dama, in Bua Province and Cakaudrove i Vanua (Province), Fiji wear finely woven mats called kuta, made from a reed. While traditional and semi-traditional forms of dress are still very much in use amongst indigenous Fijian culture, there is a greater influence for Western and Indian Fashion in urban areas as in neighboring developed nations. Traditions and ceremonies Etiquette in indigenous Fijian ceremony is rather intricate depending on the function as various formalities and presentations which do several things; firstly it shows respect between two communal groups, strengthen tribal and family ties and reinforce social, tribal and family ties. Various items are used in ceremony and surrounded by ceremony, Kava, known in Fiji as yaqona, is Fiji’s national drink. Traditionally, it was used only in important ceremonies. Nowadays, it is a social beverage. There is a strict protocol associated with yaqona drinking. One should clap once, clasping the hands, take the cup, and drink the yaqona in a single draft before returning the cup to the bearer. Another highly prized item in ceremony is the tabua or Whale’s tooth, other items also the use of mats (masi) are also used traditionally in ceremony also various regions have tradition that has been passed down generation to generation for centuries one example are the firewalkers of beqa. The Sawau tribe of Beqa are noted for their ability to walk on white hot stones without being burned. 12] Strict rituals have to be observed before the firewalking ceremony. There is an ancient myth about how an ancestor of the Sawau tribe was given this power by a spirit god in exchange for his life, after the god was captured by the man who was fishing for eels. Cuisine The cuisine of Fiji in pre-colonial times consisted of root crops, vegetables, and fruits, as well as various land animals such as wild pig, human, and various birds. The coastal tribes wou ld have had the same, but also had a large amount of local seafood. These would have been prepared with local herbs and spices on wood fire rock ovens. Most cooking areas were located in the center of house so the smoke would repel insects and strengthen the roof thatching. Another popular method of cooking, which is still used today, is the lovo which is an earth oven[13] — a fire made on in a pit in the ground lined with heat-resistant stones. It closely resembles the hangi of the New Zealand Maori. When the stones are hot, food wrapped in (banana) leaves, is placed in the pit, covered with soil and left to cook before being exhumed and eaten. Dishes cooked this way include palusami, parcels of taro leaves saturated with coconut milk, onions, and sometimes tinned meat. Modern Fijian Cuisine is rather diverse with great influence from Indian cuisine and spices. When these are applied to local traditional dishes, it makes for interesting eating. European, Indian, and Chinese variants of cuisine, along with traditional foods, are common place in most, if not all households in Fiji. Architecture A bure kalou, a sketch done in the early 1800s. In Old Fiji, the architecture of villages was simple and practical to meet the physical and social need and to provide communal safety the houses were square in shape and with pyramid like shaped roofs,[14] and the walls and roof were thatched and various plants of practical use were planted nearby, each village having a meeting house and a Spirit house. The spirit house was elevated on a pyramid like base built with large stones and earth, again a square building with an elongated pyramid like [14] roof with various scented flora planted nearby. The houses of Chiefs were of similar design and would be set higher than his subjects houses but instead of an elongated roof would have similar roof to those of his subjects homes but of course on a larger scale. With the introduction of communities from Asia aspects of their cultural architecture are now evident in urban and rural areas of Fiji’s two main Islands Viti Levu and Vanua Levu. A village structure shares similarities today but built with modern materials and spirit houses (Bure Kalou) have been replaced by churches of varying design. The urban landscape of early Colonial Fiji was reminiscent of most British colonies of the 19th and 20th century in tropical regions of the world, while some of this architecture remains, the urban landscape is evolving in leaps and bounds with various modern aspects of architecture and design becoming more and more evident in the business, industrial and domestic sector, the rural areas are evolving at a much slower rate. Literature The emergence of Fiji’s literature (as distinct from oral literature) coincides with the country’s transition to independence in 1970. Among the first published works of Fijian literature, in the late 1960s and early 1970s, were Raymond Pillai’s short stories (in English) and Pio Manoa’s poetry (in English and in Fijian). More recent notable Fiji writers include Satendra Nandan (poet and novelist), Sudesh Mishra (poet), Larry Thomas (playwright), and Joseph Veramo (novelist). Religion Religion is quite diverse with Christianity being the dominant faith in Fiji. Many Christian denominations are present in Fiji, the most prevalent of which is Methodist. Of the other Asian religions the Hindu faith is dominant, followed by Islam. There are other belief systems observed by Fijians as well. The impact of Christianity The impact of Christianity in the 19th century resulted in certain traditions being proscribed. In the pre-Christian era, human sacrifice was practiced. Men were buried alive to hold the pillars to the house of a chief. Cannibalism was practiced, too:[16] the bodies of enemies slain in battle, or in sacrifice, were piled up and cooked for festivals, such as the installation of chiefs or the launching of a great canoe. 16] Seru Epenisa Cakobau. The Bauan warlord who united the disparate tribes of Fiji and proclaimed himself King in 1871, renounced cannibalism on his conversion to Christianity in 1854. A bure kalou, a pre-Christian Fijian religious Building. Old religion Fiji’s old religion is no longer practiced by the majority in the indigenous community who have adopted Christianity. Old deities are still acknowled ged and respected, but not worshipped. Fijian rituals still exists in private. Demographics Of the various faiths, Christianity is the dominant belief system and ncluding all the various denominations of the Christian faith they number in total 449,482. Hindus, with their various denominations, number in total 261,097. Muslims make up 54,324 of Fiji’s population. Followers of other belief systems make up 10,166 of Fiji’s population. Sports Sports culture is unique as different racial mixes and cultures come together in a common interest. Fiji is fanatical about sports and the two most dominant being rugby and soccer. Traditional sports Sports in older times had a practical place, apart from recreation, helping to train young warriors. One such practice would have the older men bring the male children a severely injured captive of war, allowing the boys to practice their archery skills against this living target. There were other sports that were practiced in older times which are not practiced now. Notable traditional sports used to be played were tiqa, ulutoa, veisaga, and veisolo. Modern sports The Fiji sevens team at the 2006 Commonwealth Games in Melbourne. Sports have developed greatly over the past two decades in Fiji with a wide variety of sports undertaken. Fiji is most well known for its prowess in the game of rugby union and in particular rugby sevens. Rugby union Rugby union is the most popular sport in Fiji. The highest level of competition is the Colonial Cup. The Fiji national rugby union team has competed in five Rugby World Cup competitions. The Fijian Rugby Sevens team is constantly one of the top two or three teams in the world, often the premier team. Rugby league Rugby league is a popular team sport played in Fiji. The Fiji national rugby league team is known as Fiji Bati, with the team competing in three Rugby League World Cup competitions. They made it to the semi-finals of the 2008 Rugby League World Cup. Football Football was a minor sport, but over the last decade with further international funding from FIFA and sound local management of the sport has grown in popularity amongst the Indian community initially but now also the Fijian community. Other sports Many sports exist in Fiji and in many ways has its own cultural following, sports such as golf which has been made famous by Fiji athlete Vijay Singh. Sports such as cricket and surfing which was brought to prominence by former world champion and Fiji athlete Tony Philips. Sailing in varying forms, various adventure sports, athletics, various Asian martial arts, boxing, and the list goes on.

The Dictatoral Regime

Dictatorial regimes (also known as dictatorships) are one of the most well-known forms of government. In a dictatorial regime, an individual assumes sole power over the state and will go to great lengths just to remain in power. Dictatorial regimes are synonymous with corruption and violence, as dictators often put and kept themselves in power by plundering the wealth of their respective nations and brutally suppressing legitimate political dissent. The despotic nature of dictatorial regimes was very much felt in the 20th century, as the political history of this era was characterized with the emergence of dictatorships throughout the world.Definition and Stucture According to Merrian-Webster (2008), a dictatorship is defined as â€Å"a form of government in which absolute power is concentrated in a dictator or a small clique† or â€Å"a government organization or group in which absolute power is so concentrated† (Merriam-Webster Online, 2008). In a dictatorship, a sing le leader or a small group of leaders control all aspects of social and economic life. Constitutional formalities such as parliamentary sessions, judicial courts and popular elections are suspended.Dictators are often reliant on the military and the police to preserve their hold on power (Sedivy, n. d. ). Role of the Government and the Citizen The role of the government in a dictatorship is to exert immense control over the affairs of the nation as a whole by using threat and force to interfere in the lives of its citizens. The citizens, in turn, are expected to swear allegiance to the government, particularly to the leader itself. In a dictatorial regime, it is believed that the individual existed solely for the good of the state.Those who opposed this philosophy are immediately considered as â€Å"enemies of the state† (Hsieh, 1994). The Anatomy of a Dictatorship Aside from threat and force, dictatorships also capitalize on nationalistic propaganda. Dictators often use patr iotic mottos, slogans, symbols and songs in order to justify their iron-fisted rule. Under the guises of â€Å"protecting national security† and â€Å"defeating the enemies of the state,† dictators will then proceed to commit various human rights violations, such as torture, summary executions and warrantless arrests.In order to make the people side with them, they will resort to scapegoating, or the identification of a perceived common â€Å"enemy. † The most common scapegoats in a dictatorship include ethnic or religious minorities, liberals, communists, socialists and terrorists (Britt, 2004). Since a dictatorship is reliant on the military for its survival, dictators allocate very large amounts of government funds to the defense forces (at the expense of the domestic agenda).State censorship is likewise very rampant – mass media is subjected to government control, progressive militant organizations and labor unions are severely suppressed, free expres sion is openly attacked and artists and intellectuals who are against the government are arrested or even killed. To further protect their interests, dictators make cronies out of their countries' industrial and business aristocracy, appointing them to important government positions despite their lack of qualifications.Dictators are also the masterminds behind bloody and fraudulent elections – they engage in vote buying, manupulate election results and even have their opponents assassinated just to emerge as the winner (Britt, 2004). The Advantages and the Disadvantages of a Dictatorial Regime A dictatorship is often known to possess the advantages of efficiency and rationality. The dictator is also the decision-maker; hence, there is consistency and congruency between decisions and preference orderings. But a dictatorship, as discussed earlier, is more likely to result in the violation of individual rights and civil liberties.In addition, the political and economic policies of a dictatorial regime will only benefit the cronies of the dictator (Rea, 2003). Conclusion It has often been said that if power corrupts, then absolute power corrupts absolutely. A dictatorship takes this argument to a higher level by showing how a government can turn against its own people just to keep one person in power. A dictatorship may appear strong and invincible, but it is actually afraid of its own people. That is why it sows fear and hate among the people – so that they will be too busy fighting and killing each other to notice the illegitimacy of its rule over them.

Chemical Hazards In The Working Environment Environmental Sciences Essay

Chemical Hazards In The Working Environment Environmental Sciences Essay Chemical Engineering is defined as the branch of engineering which is involved in the application of physical science and mathematics to processing and converting raw materials and chemicals into more useful forms. The outputs and methods of these processes are not always safe and chemical hazards need to be overcome to make the working environment a satisfactorily hospitable for everyone that the process affects. This includes the general public and the environment as well as the workers involved. Chemical Engineers need to ensure that the safety measures which they devise regarding certain processes are adequate enough not to pose hazards and to meet the regulations of the law. This term paper will outline some of the hazards which Chemical Engineers and other workers in the industry need to neutralise to ensure that the working environment is safe for those involved. A hazard is defined as anything which could result in an accident. Such hazards include those caused by the releas e of noxious chemicals which can prove damaging to the health of people and the environment. Chemical hazards can be especially dangerous due to the toxic nature of the substances used in the industry. Plant Safety The health and safety of plant workers is a major concern to the chemical industry. Accidents which result in loss of life or injuries are especially damaging due to the high costs they inflict. Costs in retraining personnel, repairing equipment damaged in have huge costs, as well as the interruption in business that ensues after an accident. The trends have shown that over the years fatalities have decreased but property costs have increased. This trend is due to the increased automated systems used in plants. These systems have increased complexity and productivity to older designs. In earlier designs the workers were more exposed to the chemical processes taking place in the plant, and were in turn exposed to more hazards. This however poses another problem because if workers are more isolated from a process, even if this greatly reduces health and safety hazards then if a malfunction occurs in the plant it is much more difficult to have experienced personnel available to fix a process problem. Due to this action compensation must be made in the case of higher property costs as opposed to loss of life and injury to workers. â€Å"As of the early 1990’s, annual worker fatalities ran about 9 per 100,000 employees; annual lost time disabling injuries ran about 4,000 per 100,000 employees. Property Losses increased fourfold from the 1970’s†. Safety assessments are now undergone on chemical plants to ensure that they adhere to safety levels proposed by regulation standards. Quantification of hazards such as overpressure potential and flammability were done by measurements of vapour pressure and of flash points and flammability limits. The process designers need to make use of data that gives information pertaining to the hazards o f a process such as information of reaction rates and the energies involved in exothermic reactions in which heat is given out, that of unstable chemicals, of temperature limits in which explosive decomposition can occur, rates of generation of gas and vapour and emergency fail-safes such as pressure releases for high pressure systems.

E-commerce Research Paper Example | Topics and Well Written Essays - 2500 words

E-commerce - Research Paper Example However, the key challenge has been the fraud and general security issues this affects both the buyer and the seller. Businesses run the risk of phishing attacks before they can transact any business. This is costly for them as a business, but it is inevitable to avoid further losses in future. The customer is the most vulnerable to fraud and security risks the common security issue is hacking of their credit card. My paper seeks to explore deeper into these problems (fraud and security), effects on e-commerce, and ways of improving the security of the business to both customers and the sellers. The recommendations to be made can be used by authorities to make changes in the trade for its success in the future. 2. LITERATURE REVIEW 2.1 Introduction Since the introduction of e-commerce fraud and security issues are a serious blow in the business, of all other issues that people around the globe have had to put up with, fraud and security issues have dominated. Discussions have previou sly been held to try and bring a lasting solution but with little success. Of all cyber crimes in the world, fraud accounts for 3% which is a substantial margin compared to other small offences committed through internet. Garner Group on the other hand estimated that around 1.06% of the total online transactions are fraudulent as compared to the 0.6% (Reynolds 2004). Both statistics above translate to a lot of money loss, which affects clients and sellers of goods or services. Effects and impact of security and fraud in e- commerce are worrying, by year 2003, it was estimated that 1.8 billion dollars would be lost (Debjan 2005). Once one is a victim of security and fraud in e- commerce, majority fear and their perceptions changed. Many fear that they may lose their money again... Since the introduction of e-commerce fraud and security issues are a serious blow to the business, of all other issues that people around the globe have had to put up with, fraud and security issues have dominated. Discussions have previously been held to try and bring a lasting solution but with little success. Of all cyber crimes in the world, fraud accounts for 3% which is a substantial margin compared to other small offenses committed through the internet. Garner Group, on the other hand, estimated that around 1.06% of the total online transactions are fraudulent as compared to the 0.6% (Reynolds 2004). Both statistics above translate to a lot of money loss, which affects clients and sellers of goods or services. Effects and impact of security and fraud in e- commerce are worrying, by the year 2003, it was estimated that 1.8 billion dollars would be lost (Debjan 2005). Once one is a victim of security and fraud in e- commerce, majority fear, and their perceptions changed. Many fe ar that they may lose their money again especially if they lost a lot of money previously.Literature review below has the research and view of people who have done research e-commerce in the past. The literature has a lot of information and data regarding the proposal.E-commerce touches many people’s lives around the globe, a million e-businesses, are registered and operation on the internet, interacting with a billion people both buyers and potential buyers, through trillion interconnected intelligent devices.

New York State report Essay Example | Topics and Well Written Essays - 500 words

New York State report - Essay Example (Cuomo, 2012) Using the $10 billion dollar waiver awarded, the state plans on transforming the health care system of its people through the MRT plan. Some of the key issues outlined in the waiver include: expansion of high quality primary health care, grants to increase health homes for patients in need of extensive health care and facilities, strategies to increase Medicaid savings in the long-term and evaluation of ongoing and new MRT initiatives to ensure that public funds are not embezzled. The plans will ensure that health insurance becomes affordable through reduction of insurance premiums, pulling of resources together to reduce individual costs like coinsurance, copayments and deductibles and providing credits to ease the purchase of the insurance cover for low income earners. The benefits of these reforms are numerous. First, it reduces the high cost of Medicare due to the spread of costs among many people. Pooling of risks and costs among many people will result to lower premium rates and therefore, all costly health care would be affordable to all people. Secondly, a good health system will result in higher productivity since the labor force is healthy. Lastly, people under the insurance cover seek medical attention regularly; this reduces the chances of illnesses occurring and the general cost of the health care. Health insurance exchanges refer to marketplaces where individuals and small businesses can compare and buy health insurance. The exchanges will be accessible through physical offices, phone lines and websites. There are four categories of coverage offered by insurers: platinum, gold, silver and bronze with platinum being the most costly while bronze being the cheapest. The following grants were awarded to the state of New York to develop the Exchange program: Exchange Planning Grant, Early Innovator Grant and Exchange Establishment Grant. (Slavik & Webb, n.d.) The law requires

LEGAL ASPECT OF NURSING Case Study Example | Topics and Well Written Essays - 1750 words

LEGAL ASPECT OF NURSING - Case Study Example The physician is reluctant to perform the surgery because of the patient’s recent stroke. However, Mr. Suarez’s adult children are insistent that the surgery should commence. As the main caregivers, they are charged with the responsibility of managing their father’s health condition. It is for this reason they push for the best medical care for their father. In light of the unfolding events, there is an ethical dilemma. The ethical committee should act in the best interest of the patient. Due consideration should be made for the physician’s evaluation. There are few kidneys available for transplant but there are many patients in need of kidney transplant. Unfortunately, many patients have succumbed to death during the waiting period. It is disheartening that there is a worldwide shortage of kidneys available for transplant. Potential kidney donors are living donors or deceased donors. For deceased donors they can either be non-heart beating donors (donatio n is made after cardiac death) or heart beating donors (donation is made after brain death). There has been an increase in the kidney donations made by both living donors and non-heart beating donors, but the donations from heart beating donors have declined. ... Given Mr. Suarez’s cardiac complications, a cardiac evaluation is necessary. Physical examination and history is essential for transplant candidates. Patients exhibiting cardiac failure are highly predisposed to cardiovascular events peri-operatively and post-transplantation (Suphamai &. Danovitch, 2007). Abnormal ECG results would warrant further cardiac evaluation. Mr. Suarez’s age is above 50 years, and a stress test should be administered. However, there is need to appreciate the current critical health state of the patient. Several independent medical experts on kidney transplants should be consulted by the ethics committee. They should give a report of the expected kidney transplant in light of the hemorrhagic stroke. There is need to determine if the stroke is a major risk factor that predisposes the patient to a critical health state. If there is a high possibility of an unsuccessful surgery, Mr. Suarez’s eligibility for a kidney transplant declines. The kidney transplant is for the purpose of saving a life and if there is a likelihood of an unsuccessful surgery, it would not be ethical to select Mr. Suarez as a kidney recipient. Comprehensive information is required on the physical and mental health state of Mr. Suarez. Mortalities are mainly caused by malignancy, infection and cardiovascular disease as they are the main complications arising from immunosuppression in the majority of kidney transplant recipients. The transplant assessment process also requires a comprehensive evaluation of Mr. Suarez’s psychosocial, medical and surgical history (Pham et al. 2010). This evaluation is a challenge for transplant physicians as they have to screen for complex medical issues in potential candidates, and another challenge is the non